This is the next instalment of my financial 5-a-day project - thinking about how we might use behaviour change to improve our financial nutrition, in much the same way as the fruit and veg 5-a-day campaign led to improvements in physical health.   The suggested 5 categories are talking about money, understanding spending, putting a savings plan in place, getting on top of investing and thinking of your future self.   This blog explores the second of these – understanding spen

My last blog financial 5 a day discussed how we might use behaviour change to improve our financial nutrition, in much the same way as the fruit and veg 5 a day campaign led to improvements in physical health.   The suggested 5 categories are talking about money, understanding spending , putting a savings plan in place, getting on top of investing and thinking of your future self .   This blog explores the first of these - having regular money conversations; being ok talki

Way back in 2003 when government and health officials were worried we were not eating enough nutritious food they borrowed from a US...

Think back to the last time you succeeded, say you landed a new job or were promoted. Did any of these thoughts cross your mind: “How did...

The news headlines are (as usual) full of doom and gloom about how the economy is in trouble and dark times are ahead. Now while there is...

Going to Uni – is it worth it? 1986. The sheets were stiff with frost as I got out of bed, opened the valve, and pressed the ignition to...

Financial coaching and life transitions This blog is the first in a series which encourages the creation of positive money habits. I...

For those of you short of time then here is this blog in summary: Prices are increasing Pay attention Act For those with more time, I’ll...

This blog offers an invitation to begin to consider how mental biases might impact on how we think about and use money. I have chosen...

Motivation triggers action in numerous areas: educational achievement, career choice and financial behaviours to name but three. This...

Leadership expert and former US Navy SEAL Jocko Willink discusses in his writing and podcast several principles, values and habits which...

Over three decades ago Professor Stephen Covey wrote the The 7 Habits of Highly Effective People. This book, which presents powerful...

Imagine the scene: it’s January the second and you have made a resolution to make healthier meals for yourself and the family. After a...

Busy minds are constantly at work, perhaps especially during the pandemic. When will the lockdown end? When will we go back into the tier...

The title of this blog draws on an old military adage where one is encouraged to get through tasks quickly only to then stand around...

One issue which grabs the headlines and causes concern for families is around passing wealth onto the next generation. How much, to whom...

Confirmation bias is a concept from the field of cognitive psychology which has important links to personal finance. It relates to...

Financial wellness Balances money emotions With practical skills These three short sentences (written in the style of a haiku poem) get...

Boardrooms of companies and other organisations shape strategy, tactics and decision-making. They act as reservoirs of wisdom and insight...

Start saving now Protect your Household Build contingency fund To quote Oscar Wilde “To expect the unexpected shows a...